This post is an update to my earlier promise to let you know how our financial class is going. Well...we're not so crazy about it, actually. The principles are excellent, but we're finding that the underlying values of this particular program do not exactly match our own. Nevertheless, we're learning and implementing a lot.
An obvious part of the monthly budget that I have the most control over is the food budget. What's the best way to manage this money? I've been reading blogs, talking with others, and trying a few different grocery-budget-strategies. (oh, and we've added another mouth to feed this month; now i'm cooking for 3.)
If I have any readers that might, in the least, be interested :), I've decided to share this month's experiment with you! We're trying to keep the grocery bill at $250 a month (doesn't include eating out), so here's the lowdown:
Stock-up. As much as I love shopping weekly sales, I really don't think Sams Club meat prices can be beat. So, I started the month there and gave myself $100 to "stock-up." With my leftover money, I grabbed a few of the B1G1 items at Publix this week like bread and pasta.
Weekly. Here comes the challenge: now I'm allowing myself $30 a week for the remaining items I need. Eeek! This money is primarily for buying fresh fruits and veggies. Other items on the list might include what I need for a specific recipe or great sales. :) I love the unexpected sales!
Cushion. If you've done the math, that only leaves me a $30 cushion. It's nice to have a cushion, but a mere $30 won't go far. I'll need to choose wisely and be willing to pass up on a good sale if my meal plan doesn't necessitate it.
This is IMPOSSIBLE without a meal plan! Call me crazy, but I currently have our meals planned for the next 3 weeks! Yep, there's a calendar on our fridge all penciled in. I started by looking at the meat I bought and the items already in my pantry, and then started filling in the boxes.
Don't ask me why I'm doing this now, the month of Thanksgiving, the year of which I'm hosting. Won't that be a budget-breaker?! We'll see!
For any PI readers, you should know the Yoons are gearing up for the Turkey Shoot with intensity. I told Joe we have to win the turkey if we're going to stay under budget. :) (ok, so my strategy is not to practice, but to bring more people to raise our chances! ha)
I'll keep you updated!
PS: This is actually fun for me. Of all the domestic duties, cooking for my family is on the top of my list! And shopping for said cooking is also part of the delight. I could go on and on about that....
2 comments:
I'm glad you enjoy this so much ... I feel your excitement through your writing! :) Now, if you could just create a meal plan for my home and shop for us my life would be AMAZING because that's the part of homemaking that is a real challenge and frustrating to me. Why are we not neighbors?!! :)
Im not going to say what everyone else has already said, but I do want to comment on your knowledge of the topic. Youre truly well-informed. I cant believe how much of this I just wasnt aware of. Thank you for bringing more information to this topic for me. Im truly grateful and really impressed.
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